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How EquityX settles trades in <2s

5 min read

Every buy and sell mints or burns against the pool. No orderbook, no counterparty risk, no T+2.

Traditional equities settle T+1 or T+2 — your broker takes your order today, the shares actually move a day or two later. On-chain settlement collapses that window to a single block.

The flow

  1. You submit a buy from your wallet.
  1. The router quotes a price from live oracles and the on-chain pool.
  1. In the same transaction, USDG (or ETH) leaves your wallet, SYMBOL.x is minted or transferred to you, and the position is final.
  1. Block time on Robinhood Chain is roughly 1–2 seconds. There is no clearinghouse, no back-office reconciliation, no next-day surprise.

Why there's no orderbook

EquityX uses AMM-style pools plus oracle-guarded quoting. That means you always get a fill at the current fair price, without needing a matching counterparty at the same instant.

It also means the protocol itself is the counterparty of last resort — collateralized by the reserve — which is why the reserve ratio and oracle set matter more than the identity of any single trader.

Trade-offs to be aware of

  • Oracle latency: pricing quality depends on how fresh the oracle feed is. During volatile prints, slippage protection matters.
  • Reserve health: if the reserve ratio ever drops below the target, redemptions may be paused. That's a design decision to protect solvency, not a bug.